Our Services

We're here to help bring clarity to your financial decision making. We take you through a straightforward process detailed to give you a well-defined, big picture view of your financial goals – and what you can do to reach them – with confidence. We also help you adapt. Life's events aren't always predictable and things will change. Whether for better or for worse, we're always here for you to help you make the best financial decisions as opportunities or risks come your way.

For Individuals

• Comprehensive financial planning – retirement and estate 

• IRA account review and analysis

• Portfolio risk analysis

• Social Security claiming strategies and analysis

• Portfolio and asset allocation programs

• Tax sensitive investments

• Guaranteed investment options

For Businesses and Institutions

• 401(k) and 403 (b) programs

• SEP / SIMPLE retirement programs

• Retirement plan analysis and monitoring

• Key employee programs

Investments

• Stock and options • Bonds: municipal, corporate, agency, and government • mutual funds: load and no-load • Unit trusts • Diversified managed accounts and portfolio allocations 

Annuities: guaranteed fixed rate and variable 

Insurance

• long term care • Universal / whole life